June 2009 Dec Page

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Question of the Month

 

If the insured has a dune buggie or a motorbike or an all-terrain vehicle, he should know that the standard personal auto policy has an exclusion pertaining to any vehicle that has fewer than four wheels or is designed mainly for use off public roads. So, the questions arise: how can the insured get coverage for such vehicles? Can the coverage be insured under the personal auto policy? What type of miscellaneous vehicle can be insured? What coverages are available for the insured? What limits of liability are available? How is the coverage rated?

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