A contractor who plows snow is covered by a Businessowners BP 00 03 01 06 policy. These operations left chain marks on some of the driveways that were plowed. A mailbox also was damaged. The contractor's insurance carrier paid for the damage to the mailbox but is denying coverage for the damaged driveways. Should the damage to the driveways be covered?

Ohio Subscriber

The ISO Businessowners policy excludes bodily injury or property damage arising out of the ownership, maintenance, or use of autos owned by, operated by, or rented or loaned to any insured. The policy states that self-propelled vehicles with permanently attached equipment designed primarily for snow removal qualifies as an "auto."