Q
If an insured has a business auto policy and owns a truck that can be equipped with a snowplow, should the snowplow be insured on the business auto policy as part of the vehicle? An underwriter has advised that if the plow is insured on the auto policy, no coverage applies to the plow if it is damaged while not attached to the truck. Should the plow be insured under an inland marine policy or will the auto policy cover damage to the plow?
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