A

Premises includes the grounds, parking lot, and so on that are part of the property on which the building is located. Thus, coverage would apply to property that might be temporarily stored (within hundred feet) on an adjoining vacant lot awaiting movement onto the insured's property. In the absence of a more restrictive definition in the policy itself, the dictionary definition of “premises” as meaning “a tract of land with the buildings thereon” or “a building or part of a building, usually with its appurtenances (as grounds)” applies. But “grounds” should not be thought of so broadly as to include any amount of acreage on which a building might be situated. The “grounds” are those that pertain to the service of the building.