Business Auto Coverage for Employees

My client is an employer who owns no autos. However, he does have hired and nonowned auto coverages under the business auto policy (BAP), using symbols 8 and 9 to describe covered autos. Sometimes, the employees rent cars or use their own cars on company business and my client wants to know if the BAP provides liability coverage under these circumstances for both the employees and him. What is your opinion on this?

Tennessee Subscriber

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