Towing Means Use under Farm Policy?

We insure a farmer on form FP 00 10 09 94. Included in this policy is coverage E, Scheduled Farm Personal Property. Under coverage E, we have specified $7,000 for a 1984 Case tractor, model 1490.

Our insured was working in his field using the tractor attached to an implement. While the tractor was in use, the “top hitch” broke and allowed the implement to swing into the tractor, puncturing the transmission housing as well as two tires and tubes.

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