Q
A mercury-vapor light fixture above a swimming pool in our insured's building exploded, releasing material into the pool which necessitated the draining, cleaning, and testing of the pool at a considerable expense to the insured. We believe that coverage is provided for this loss in its entirety, less the deductible, under paragraph B.2.1. of the commercial property policy CP 00 10 with the special causes of loss form CP 10 30 (exception to the pollution exclusion for loss resulting from a “specified cause of loss.”) The insurer, on the other hand, feels that the only coverage available for this loss is contained in paragraph 4.D. of the CP 00 10 form (Additional Coverages — Pollution Clean Up and Removal), which limits coverage to $10,000.
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