Nonowned Auto Coverage and Family Members

We have a situation where the husband has his own auto policy and the wife has her own policy. The husband has no comprehensive or collision coverage on his policy, but the wife has both. The husband has his car in the repair shop and is driving a loaner from the shop. He has an accident and damages the loaned car. There is no coverage under his policy for the damage, but we were wondering if the wife's policy would somehow apply. What do you think?

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