The personal auto policy defines a nonowned auto as any private passenger auto not owned by or furnished or available for the regular use of the named insured or any family member, while in the custody of the named insured or any family member. And, a family member is defined as a person related to the named insured by blood or marriage and who is a resident of the named insured's household. The husband is certainly a family member as defined under the wife's policy. The car he was driving was a nonowned auto by definition. So, even though the husband's own policy would not provide coverage for damage to the loaned car, the wife's policy will. There is also no exclusion that would apply in this instance.