Cancellation of Policy Effective to Block Claim?

A personal auto policy holder decides to withhold notice of a claim because he feels that an outstanding claim (still in the processing stage) might be affected by the notification of another loss. In between the two claims, notice of cancellation of the auto policy for nonpayment of premium is sent to the insured. Two weeks after the effective date of the cancellation, the insured notifies the insurer of the second claim. Would this second claim be covered under the auto policy?

Minnesota Subscriber

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis