In the case of Roach-Strayhan-Holland Post No. 20 American Legion Club v. Continental Ins. Co., 112 So. 2d 680, (La. 1959), the court said "In the absence of a definition or limitation on the subject, a 'windstorm' must be taken to be a wind of sufficient violence to be capable of damaging insured property either by impact of its own force or by projecting some object against the property, and in order to recover on a windstorm insurance policy, not otherwise limited or defined, it is sufficient to show that wind was the proximate or efficient cause of loss or damage notwithstanding other factors contributed to loss." If this is true in order to collect on a windstorm policy, then by inference it is logical to apply the deductible to all loss proximately caused by the storm. This makes sense; otherwise insureds could find themselves subject to two deductibles—one for the loss caused by the falling object (the tree), and another to loss caused by the force of the wind ripping off siding and part of the roof.