Q
Our insured, vice-president of sales for a large company, has an HO 00 03. We also insure the company under a standard ISO CGL. Recently, the vice-president attended an out-of-town business seminar. He attended a morning session, and returned to his hotel room, preparing to check out. In the course of doing so, he raised his garment bag and inadvertently hit a sprinkler head on the hotel room wall. A substantial amount of water was released which damaged the room and other areas of the hotel.
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