We have a couple of questions concerning the coverage for equipment in autos under the business auto policy (BAP).

If a camper body is removed from the covered truck and then was stolen or damaged, would there be coverage under the BAP for the loss to the camper body?

The second question concerns a CD player. There is a total loss to the covered auto due to a fire. Prior to the loss, an insured employee had removed the vehicle’s AM/FM radio and replaced the radio with the employee’s personally owned multiple disc CD player. This CD player is permanently installed in the dash opening formerly housing the radio. Would the BAP respond to the loss of the CD player even though the player is owned by the employee?