Tear Gas Damage Excluded by Pollution Exclusion

Our insured owns and operates a gun shop. During late evening hours while closed for business, unidentified persons broke into the store and stole several items. They activated the silent alarm which brought the police department to the scene.

The police believed the suspects were still inside the premises when they arrived. They decided to shoot tear gas into the building, with the hopes the perpetrators would surrender and exit. It was later determined that the suspects had fled the scene before the police arrived.