A roofing contractor opened a roof to make a repair. Ensuing rain allowed water to enter through the opening. Is coverage afforded under a CP 10 30 form? The form contains a limitation requiring evidence of exterior physical damage caused by a covered cause of loss.

Does it also hold true for a contractor who was sandblasting the exterior in preparation for paint and blew sand or silica particulates into the interior, without any openings created by a covered cause of loss?

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