Reimbursement for Expenses to Prevent Further Loss

Q

We insure a nursing home on a CP 00 10 04 02 with CP 10 30 04 02 attached. Recently, it was hit by a huge snow storm. Due to the weight of the ice and snow, the roof was sagging and leaking. The management of the nursing home cut holes in the ceilings to allow water and snow to drop in. The roof was already damaged and this was done to prevent further damage—or even a major collapse—to the roof.

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