Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building was evacuated. The fire and sprinkler damage losses were covered by the policy we wrote. The city is requiring that the owner install a dry sprinkler system when repairing the storage room because of a code change.

Would the cost of this upgrade be paid under the ordinance and law coverage provision that is on the policy?

Illinois Subscriber

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