Losses due to Noncompliance with ADA Requirements Excluded from Coverage under BP 04 46
The policy I am looking at is a BP 04 46 01 96 and contains language that the policy will not pay for any ordinance or law that the insured was required to comply with prior to the date of the loss.
The question is whether the American with Disabilities Act (ADA) compliance within this coverage is excluded because that act was signed into law in 1990?
Kentucky Subscriber
Since the ADA would have been in effect before any loss (with the policy edition of 1996, the 1990 ADA would have to have already been in effect at the time of a loss), and if the insured property required ADA compliance with which the insured did not comply, then yes, losses due to noncompliance with the ADA would be excluded.
This premium content is locked for FC&S Coverage Interpretation Subscribers
Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.
- Quality content from industry experts with over 60 years insurance experience, combined
- Customizable alerts of changes in relevant policies and trends
- Search and navigate Q&As to find answers to your specific questions
- Filter by article, discussion, analysis and more to find the exact information you’re looking for
- Continually updated to bring you the latest reports, trending topics, and coverage analysis
Already have an account? Sign In Now
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected]