Golf Carts as Mobile Equipment

A client of ours owns large apartment complexes in Florida. The insured owns golf carts which are used primarily for maintenance and sales staff, but occasionally for transporting tenants within the grounds. Is this use covered by the CGL form? We are interested in med pay coverage and liability coverage just in case a tenant riding in a golf cart gets hurt in a collision, or in case someone gets hit by a golf cart while it is being driven by an employee of the insured.