Our insured, an auto repair shop with a garagekeepers coverage endorsement CA 99 37, put a customer's auto on his lift to rotate the tires. He completed the job and the customer left. The next day the customer returned with an estimate for $915.00 alleging that the insured had lifted the auto in the wrong area, resulting in buckled fenders.

The company has denied coverage under the faulty work exclusion. We do not believe that this exclusion applies, as the insured was not working on the fenders. His work performed was rotating the tires. What is your opinion?

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