Deductible Endorsement Pertains to Damages

In the ISO deductible endorsement, CG 03 00 01 96, what is intended to be included within the deductible? Would allocated expenses, such as attorney fees or the cost of surveillance be included? The form refers to “damages”, but that term is not defined and we are not sure what would be included in the deductible amount. Can you help with this?

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