Completed Operations Coverage for Damaged Mirror

Q

We have a question involving coverage under a businessowners liability policy (BP 00 06 01 97). The insured is an interior decorating company. In this case, the insured sold an expensive imported mirror to its customer. As part of the sale, the decorator installed the mirror at the customer's home. Several days later, the fastening device broke and the mirror fell to the floor and broke. The fastening device was not part of the mirror. It was fastened to the wall, and the mirror was hung on the fastener.

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