Boiler Damage — Condition or Event Inside?

Q

Our insured, covered on the commercial property policy CP 10 30 10 90, suffered the following loss. In January water was seen coming out an unoccupied building. The fire department was notified.  They turned off the water and requested the power company to turn off the power, which it did. When the management company was notified a few days later, on inspection they found the boilers had frozen and were damaged.

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