Officers and Directors Insureds under CGL Form?

Q

We insure a club with a commercial general liability policy. One board member often is on club premises for purposes other than official board meetings. The “Who Is an Insured” section of the CGL states that executive officers and directors are insureds “only with respect to their duties as your [the named insured's] officers or directors.” Do you think this board member would be considered an “insured” in the following three situations?

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