Asbestos Removal and Cleanup

Is there coverage under CP 10 30 04 02 or CP 00 01 04 02 for asbestos removal (as debris removal or otherwise) sustained as a result of a covered wind loss?

In other words, does the ordinance or law exclusion exclude coverage for asbestos removal following a covered physical loss to the property?

Ohio Subscriber

Not knowing the actual loss sustained, we see two possibilities:

1. Due to the windstorm, asbestos was released and scattered from the building. In this case, the additional coverage for pollutant clean-up and removal would apply.

2. Following the wind damage to the building, a law or regulation required the insured to remove the asbestos before the building can be repaired or rebuilt. In this instance, the ordinance or law exclusion would prevent coverage for the asbestos removal.

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