2005 Umbrella/Excess Liability Directory

February 2006

This information was compiled by our sister publication, Florida Underwriter.

 

Absolute Underwriting Managers, Inc.       

4000 N. State Road 7, Ste #310

Ft. Lauderdale, FL 33319

(954) 486-7600, (800) 785-8285

Fax: (954) 486-8844

Contact: Debby McCall, [email protected]

Types of Business Written: Most classes

Size of Accounts Desired: No account too small

Minimum Premium: $1,500 Applications/Specimen Policies Available: ACORD Applications

 

Advanced E&S

3250 North 29th Ave

Hollywood, FL 33020

(954) 963-6666, (800) 660-7734

Fax: (954) 986-0670

www.advancedins.com

Contacts: Sean Culloty, (866) 999-3700, fax, (561) 784-5446, [email protected]; Donna Anascavage, (954) 963-6666, ext. 117, fax, (954) 986-0670, [email protected].

Type of Business Written: Habitational, Hospitality, Mercantile Lessors Risk

Unique/Special Coverages Offered: Will review each opportunity that is presented.

Markets Used: National Union, Ohio Casualty, RLI

Size of Accounts Desired: Not limited to size

Minimum Premium: No minimums

Applications/Specimen Policies Available: Yes

 

Agency Marketing Services

100 Corey Ave.

St. Pete Beach, FL 33706

(727) 384-1036, (800) 542-2805

Fax: (727) 343-4123

www.agencymarketing.com

Contact: John Coe, (800) 542-2805,
(727) 343-4123, [email protected].

Type of Business Written: Building & Premises, Construction, Habitational, Manufacturing (low hazard), Mercantile, Personal and Social Service – including Child Care. Unique/Special Coverages Offered: Option to delete self-insured retention; coverage available on an excess-umbrella basis; elderly and high-risk drivers.
Markets Used: Various A-rated carriers

Minimum Premium: $1,250

Applications/Specimen Policies Available: Via www.agencymarketing.com/pc/ umbrella.htm

 

Bass Underwriters

1067 Shotgun Rd

Sunrise, FL 33326

(954) 473-4488, (888) 422-7715

Fax: (954) 473-8030

www.bassunderwriters.com

Contact: Bill Turgeon, (954) 473-3710;
fax, (954) 473-8030,

[email protected]

Type of Business Written: Commercial Casualty, Property

Unique/Special Coverages Offered: Commercial Package, Commercial Transportation, Assisted-Living Facilities
Markets Used: R.L.I., Markel, AIG, Century Surety, United National, Great American

Size of Accounts Desired: All sizes

Minimum Premium: $500

Applications/Specimen Policies Available: Call company contact.

 

Braishfield Associates Inc.

5955 T.G. Lee Blvd    

Orlando, FL 32822

(407) 825-9911, (888 ) 335-6616

Fax: (888) 335-6615

www.braishfield.com

Contact: Gray Hopkins, (888) 335-6616,
ext 108, [email protected]

Type of Business Written: Umbrella for habitational risks

Markets Used: Chubb-Federal

Size of Accounts Desired: All sizes

Minimum Premium: $550

Applications/Specimen Policies Available: Yes

 

Burns & Wilcox Ltd.

220 Kaufman Financial Center

30833 Northwestern Highway

Farmington Hills, MI 48334

(248) 932-9000, (800) 521-1918

Fax: (248) 932-9055, (248) 539-6069

www.burnsandwilcox.com

Contact: Tom Ryder, (248) 539-6058;
fax, (248) 539-6069, [email protected].

Type of Business Written: Commercial Contractors, Habitational, Homeowners'/Condo Associations, Restaurants with Liquor, Hotels/Motels, Lessors Risk, Project/Job-Specific, Property Owners; Health & Exercise Clubs.

Unique/Special Coverages Offered: Umbrella/Excess with Defense Costs Outside Limits, Unsupported Umbrellas, Excess of Lead Umbrellas, Excess Liquor.

Markets Used: AIIC (Markel), Evanston, Essex, Dorex, (UNIC), St. Paul Surplus.

Size of Accounts Desired: Middle market facility up to $5 million limit and $25 million annual receipts.

Minimum Premium: $1,500 – first million limit; $5,500 – for $5 million limit

Applications/Specimen Policies Available: www.burnsandwilcox.com for printable and online applications.

 

Continental Agency of Florida, Inc.

6413 Congress Ave., Ste. 110

Boca Raton, FL 33487

(561) 391-5534, (800) 462-3927

Fax: (561) 391-5702

www.ca-group.com

Contact: Steven M. Finver, [email protected]

Type of Business Written: Full-service Excess & Surplus Lines office. All types of coverages.

Unique/Special Coverages Offered: Professional Liability; Commercial Lines; and Personal Lines offers Homeowners and Personal Umbrellas.

Markets Used: Various
Size of Accounts Desired: No limit
Minimum Premium: $500

 

Crump Insurance Services of Fla., Inc.

1211 SR 436 Suite 227

Casselberry, FL 32707

(407) 678-4552, (800) 678-4552

Fax: (407) 678-4678

www.crumpins.com

Contact: Gary Sanborn, [email protected]

Type of Business Written: Habitational, Contractors, Manufacturers/Distributors, Hotels/Motels, Restaurants Including Liquor Liability, Real Estate Schedules, Transportation/Commercial Auto.

Unique/Special Coverages Offered: Certain Professional Coverages
Markets Used: Variety of Best A-Rated Carriers

Size of Accounts Desired: All sizes
Minimum Premium: $1,000

Applications/Specimen Policies Available: Acord applications; policy forms available with quote.

 

Firestone Agency of Florida, Inc.

1500 University Drive, Ste 212

Coral Springs, FL 33071

(954) 341-8331, (800) 683-1150

Fax: (954) 345-7620

www.firestoneagency.com

Contact: Underwriting Dept. (954) 341-8331

Type of Business Written: Commercial Umbrella and Excess Third-Party Liability.

Unique/Special Coverages Offered: Non-Concurrency of Aggregate Periods, Additional Limits – Mid-Term, Facultative Reinsurance Placement. Will write Excess over primary carriers maintaining an A.M. Best rating of A- V or better. Will consider most classes of business.

Markets Used: Century Insurance Group, United National Ins. Co., Nautilus Ins. Co., and others.

Size of Accounts Desired: $1,000+

Minimum Premium: $1,000+
Applications/Specimen Policies Available: Upon request

 

Florida Risk Specialists

100 North Tampa Street

Tampa, FL 33602

Fax: 813-218-3144

Contacts: Anthony Garruto or Steve Mills,
(813) 222-4807 or (813) 222-4822, [email protected] or [email protected]

Type of Business Written: All classes of business
Unique/Special Coverages Offered: Typical Lead Umbrella and/or Follow-form coverages, as well as Excess Professional coverages.
Markets Used: Lexington Insurance Company
Size of Accounts Desired: Any account size, subject to minimum premium

Minimum Premium: $25,000

 

Gabor Insurance Services, Inc.

7270 NW 12th Street, Suite 700

Miami, FL 33126

(786) 924-7070, (800) 573-3136

Fax: (786) 924-7080

www.gaborinsurance.com

Contact: Oscar Martin, (786) 924-7035; fax, (786) 924-7045, [email protected]. Personal: Debra Green, (786) 924-7072, fax; (786) 924-0072, [email protected].

Type of Business Written: Commercial Umbrella on most classes other than Residential Contractors. Personal Umbrella for virtually every account.

Markets Used: We represent a number of carriers for both personal & commercial umbrella, rated by A.M. Best from A- to A++.
Size of Accounts Desired: All sizes; all limits starting from $1,000,000.
Minimum Premium: Commercial: $1,000; Personal: $350.
Applications/Specimen Policies Available: Contact us for proper application or specimen policies.

 

Gary Markel Surplus Lines Brokerage, Inc.

15950 Bay Vista Drive, Ste. 250

Clearwater, FL 33760

(727) 540-9100; (877) 545-9100

Fax: (727) 540-9600

www.gmarkelsurplus.com

Contact: Paula Ross (727) 540-2125; fax, (727) 540-9600, [email protected].

Type of Business Written: All types of Commercial risks.
Unique/Special Coverages Offered: Follow Forms Liquor, Watercraft, Aircraft, Employee Benefits, Professional.
Markets Used: Arch Specialty, Fireman's Fund, Essex, Evanston, Mt. Hawley, Lexington, Ohio Casualty, Scottsdale Ins. Co.
Size of Accounts Desired: We can consider all sizes of risk.
Minimum Premium: $1,500

Applications/Specimen Policies Available: Upon request

 

Gresham & Associates, Inc.

360 Columbia Dr., Ste 105

West Palm Beach, FL 33409

(561) 682-3100, (800) 345-2709

Fax: (561) 682-3222

www.gresham-inc.com

Contact: Debbie Sizer, [email protected]

Type of Business Written: Excess GL and Excess Auto, Specific Project Umbrellas, Excess Umbrellas, Excess OCP, for all types of business (Manufacturers, Contractors, Real Estate Risks, Habitational, Retail, Wholesalers).

Unique/Special Coverages Offered: Excess on wrap-ups, Excess OCP, Specific Project Umbrellas, Excess Auto, Personal Umbrellas for high-profile individuals (celebrities, sports figures), Excess Personal Liability for corporate officers, Umbrellas including D&O or Professional Liability (certain classes).

Markets Used: All our markets are “A” A.M. Best-rated. Our major carriers include Zurich, Fireman's Fund, Interstate, Mt. Hawley, RSUI, Hudson Specialty, Westchester, and others. We also have online authority with Ohio Casualty, RLI, AIG, and others.

Size of Accounts Desired: $1,000 to $500,000++

Minimum Premium: Depends on carrier requirements

 

Additional Gresham and Associates locations with similar offerings:

 

10151 Deerwood Park Blvd. Bldg 100, Ste 200

Jacksonville, FL 32256

(904) 996-0007, (800) 529-7505

Fax: (904) 996-0002

www.gresham-inc.com

Contact: Betty Porter, [email protected]

 

1375 S. Semoran Blvd., Suite 1350

Winter Park, FL 32792

(407) 551-4800, (888) 551-3766

Fax: (407) 551-4801

www.gresham-inc.com

Contact: Andy Packard [email protected]

 

Hull & Company, Inc.

2150 S. Andrews Ave.

Fort Lauderdale, FL 33316

(954) 527-4855, (800) 678-4855

Fax: (954) 524-0479

www.hullco.com

Contact: Carl Bartlotti, [email protected]; Sue Geckler (Personal Umbrellas), [email protected]

Type of Business Written: Habitational, Commercial Contractors, Mercantile, Manufacturers, Industrial, Products, and Real Estate.

Unique/Special Coverages Offered: Admitted and Surplus Lines markets available. Claim-made form available. First-layer or Excess coverage. In-house programs for easy quote.
Size of Accounts Desired: Up to $10 million easily placed, up to $25 million available. Minimum Premium: Varies by program, class and carrier
Applications/Specimen Policies Available: Online at www.hullco.com

 

Additional Hull & Company locations with similar offerings:

8381 Dix Ellis Trail, Ste. 100,

Jacksonville, FL 32256

(904) 538-0909, (888) 809-4855

Fax: (904) 538-9838

Contact: Marian Wilcox [email protected]

 

805 Executive Center Drive West, Ste. 100,

St. Petersburg, FL 33702

(727) 577-5775, (800) 727-4855

Fax: (727) 579-9064

Contact: Larry Beler, [email protected]; Jay Mortenson, [email protected]

 

John Handel & Assoc., Inc.

635 93rd Avenue North

St. Petersburg, FL 33702

(727) 576-1536, (800) 282-7729

Fax: (727) 577-6673

www.jhassoc.com

Contact: Dottie Dulhagen, (800) 282-7729; fax, (727) 577-6673; [email protected]

Type of Business Written: Commercial Umbrella and Excess Liability for all classes and territories.

Unique/Special Coverages Offered: Personal Umbrella, CPL and Excess Umbrellas/Excess CPL. Also available for all classes – including hard-to-place and high-profile risks.

Markets Used: United National, Mt. Vernon, Mt. Hawley, Navigators, Lexington

Size of Accounts Desired: Small-to-Medium Commercial accounts desired, Personal limits to $20 million.
Minimum Premium: Varies, but premiums are highly competitive.
Applications/Specimen Policies Available: On request

 

LIG Marine Managers

9600 Koger Blvd., Ste. 225

St. Petersburg, FL 33702

(727) 578-2800, (866) 578-2800

Fax: (727) 578-9977

www.liginsurance.com

Contact: Karen Tischler, (727) 578-2800, ext. 321, fax (727) 578-9977, [email protected]

Type of Business Written: Commercial Marine

Unique/Special Coverages Offered: Marine WC/USL&H, Hull, P&I, MEL (diving), Marine GL

Markets Used: London and Domestic

Size of Accounts Desired: $50,000 – $150,000+

Minimum Premium: $25,000

Applications/Specimen Policies Available: Applications available on our website; specimen policies available upon request.

 

M.J. Kelly Company

13144 Park Blvd., Ste. E

Seminole, FL 33776

(727) 392-8400, (877) 655-3559

Fax: (727) 397-3002

www.mjkelly.com

Contact: Ken O'Neill, (877) 655-3559,
fax (727) 397-3002, [email protected]

Type of Business Written: Umbrella or Follow Form Excess

Unique/Special Coverages Offered: Follow Form Excess or Umbrella Form

Markets Used: Various “A” rated non-admitted companies

Size of Accounts Desired: Our best success is for small-to-medium-sized accounts.

Minimum Premium: $1500 for first million.

Applications/Specimen Policies Available: Acord applications or similar. Specimen policy available upon request.

 

Modern Insurance Consultants

13386 SW 128 Street

Miami, FL 33186

(305) 238-0123, (800) 380-4642

Fax: (305) 238-0188

www.modernins.com

Contact: Mark Lann, (800) 380-4642,
fax (305) 238-0188, [email protected]

Type of Business Written: E&O, D&O, EPLI, Excess Liability and Umbrellas

Markets Used: AIG, Lloyds, Capitol Specialty, Travelers, Steadfast, Maxum, Landmark, Tudor, Executive Risk, Evanston, Gulf, Houston Casualty.

Minimum Premium: $1,000.

Applications/Specimen Policies Available: Yes

 

Morstan General Agency

126 Lithia Pinecrest Rd., Ste 201

Brandon, FL 33511

(813) 643-0707, (888) 643-0707

Fax: (813) 643-0202

www.morstan.com

Contact: Alan Goldfarb

Type of Business Written: Umbrella and Excess General Liability

Markets Used: Mt. Vernon Fire, Mt. Hawley Ins. Co., United National, AIG, Burlington Size of Accounts Desired: $1,000 and over

Minimum Premium: $750

Applications/Specimen Policies Available: Yes

 

Morstan General Agency of Fla. II, Inc.

499 NW 70th Ave.

Plantation, FL 33317

(954) 583-4722, (800) 261-5177

Fax: (954) 583-8122

www.morstan.com

Contact: Pat Woodard, (954) 583-4722, ext 31, [email protected]

Type of Business Written: Contractors, Habitational, Hospitality, Builders Risk, Manufacturers/Distributors, Personal Umbrellas, Excess Auto (Personal and Commercial)

Unique/Special Coverages Offered: Personal Umbrellas for High-Risk Drivers, Celebrities, Farm and Ranch Owners, and Excess Personal Auto. Community Association Package product includes Umbrella Policy. Commercial Umbrella and Personal Umbrella over B+ rated carriers.

Markets Used: USLI, RLI, AIG, United National, Century Surety, First Specialty, Westchester, Arch and Zurich Size of Accounts Desired: $500 and up

Minimum Premium: $500

Applications/Specimen Policies Available: Upon request

 

National Specialty Underwriters, Inc.

One Boca Place, 2255 Glades Rd., Ste. #111E

Boca Raton, FL 33431

(561) 995-7520

Fax: (561) 995-7521

www.nsui.com

Contact: Tom Egan

Type of Business Written: Layered solutions for catastrophically exposed commercial property.

Unique/Special Coverages Offered: Flood Program for Condominiums, Builders Risk.

Markets Used: 25 markets, all rated “A-” or better by A.M. Best.

Size of Accounts Desired: $50,000 premium and higher

Minimum Premium: $25,000 premium and higher

Applications/Specimen Policies Available: Tom Egan

 

Program Underwriters

3700 Coconut Creek Pkwy, #200

Coconut Creek, FL 33066

(800) 282-2033

Fax: (813) 514-5007

Contact: Kathy Bacon

Type of Business Written: Light-to-heavy casualty exposures.

Unique/Special Coverages Offered: Follow Form Primary

Markets Used: Various “A” rated admitted and non-admitted carriers

Size of Accounts Desired: Small to very large

Minimum Premium: $1,000

 

Roehrig & MacDuff

111 2nd Avenue NE, Ste 610

St. Petersburg, FL 33701

(727) 369-0227, (800) 823-4466

Fax: (727) 823-4488

Contact: Linda H. Knox

Type of Business Written: Apartments, Condominiums, Hotels, Churches, Restaurants, Artisan Contractors, Trucking, Heavy Auto Exposures, Social Services Risks, Amusement Centers, Medical Equipment Manufacturing, Toy Design & Manufacturing.

Unique/Special Coverages Offered: Excess Auto, Excess Products, High Limits and Layered Placements

Markets Used: Ohio Casualty, AIG, Colony, Essex, General Star, Mt. Hawley, American Empire, Ace, Arch

Size of Accounts Desired: Any size

Minimum Premium: $1,500

Applications/Specimen Policies Available: Yes

 

SeaCoast Underwriters, Inc.

Northpoint II, 1035 Greenwood Blvd., Ste 419

Lake Mary, FL 32746

(407) 333-7400, (800) 777-4693

Fax: (407) 942-0090

www.seacoastunderwriters.com

Contact: Dustin Yost

Type of Business Written: Habitational, Contractors, Retail & Mercantile, Manufacturing, Distributors, Sales & Service Organizations, Commercial Auto/Personal Lines.

Size of Accounts Desired: Up to $25 million / $5 million Personal Lines.

Minimum Premium: Varies

Applications/Specimen Policies Available: www.seacoastunderwriters.com

 

Southern Insurance Underwriters, Inc.

4500 Mansell Road

Alpharetta, GA 30022

(678) 498-4500), (800) 568-1700

Fax: (678) 498-4600

www.siuins.com

Contact: Melody Wagner, (678) 498-4565,
fax (678) 498-4609, [email protected]; Adrienne Warren, (678) 498-4652,

fax (678) 498-4609, [email protected]

Type of Business Written: Umbrella and Excess Liability

Markets Used: Scottsdale, USLI, Essex, Ohio Casualty, Zurich, Westchester, Clarendon, Investors and AIG

Size of Accounts Desired: Any size acceptable

Minimum Premium: $1,000

Applications/Specimen Policies Available: Yes

 

Strickland General Agency of Fla., Inc.

2963 Gulf-to-Bay Blvd., Ste. 320

Clearwater, FL 33759

(727) 669-8886, (877) 669-8886

Fax: (727) 669-8892

www.sgainfl.com

Contact: Gerry Whitt, (877) 669-8886, [email protected]; Gloria Velez,
(877) 669-8886, [email protected]

Type of Business Written: Amusement Parks, Auto, Apartments, Bars, Chemicals, Condos, Contractors, Family Fun Centers, plus many other classes of business.

Unique/Special Coverages Offered: Amusement-related risks including Water Parks; Construction including Roofers, Tough Products.

Markets Used: Various

Size of Accounts Desired: Prefer medium to large

Minimum Premium: $2,500

Applications/Specimen Policies Available: Available on our website

 

Travis-Pedersen and Associates of Florida, LLC

111 2nd Avenue NE, Ninth Floor

St. Petersburg, FL 33701

(727) 822-4480

Fax: (727) 822-4490

www.travped.com

Contact: Karen Lampson

Type of Business Written: Umbrella and Excess Liability/Excess Layers.

Unique/Special Coverages Offered: As required by risk

Markets Used: Various

Size of Accounts Desired: All sizes

Minimum Premium: $750

Applications/Specimen Policies Available: Call (727) 822-4480

 

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