12/18/2006     An update of the Workers Compensation for Executive Officers, Partners, and Sole Proprietors chart has been updated in FC&S this week.

12/11/2006     A new article, Special Personal Auto Policy, was added to FC&S this week. The Special Personal Auto Policy (PP 90 01 07 06) is a new form developed by ISO. While similar to the Personal Auto Policy (PP 00 01 01 05) in many ways, the liability coverage that is provided is much more restrictive. The intent of the policy is to provide coverage for the insured and his use of the vehicle, not to provide coverage for others or under certain circumstances.

12/4/2006       The Reinsurance article, which provides an overview of the reinsurance process and industry, was updated in FC&S this week.

11/27/2006     A new article, Non-Profit Organization Directors and Officers Liability, which describes the coverages and exclusions in the Non-Profit Directors and Officers Liability policy of the Travelers Casualty and Surety Company of America, was added to FC&S this week.

11/20/2006     A new article, Excess Liability Policy, which describes the Cincinnati Insurance Company's Excess Liability Policy, was added to FC&S this week.

11/13/2006     The Reinsurance Glossary was updated in FC&S this week.

11/6/2006       Subscribers to the Directors and Officers Liability portion of FC&S Online will find a new article by Dan Bailey on Insuring Uninsurable Punitive Damages. You can access this material by clicking on the link entitled Miscellaneous Discussions under the Directors and Officers Liability (D&O) category. You must subscribe to the D&O section of FC&S Online to access this material.

10/30/2006     A chart depicting States' Acceptance of Electronic Signatures was updated in FC&S this week.

10/23/2006     The Lester Kalmanson Agency, Inc. offers a claims made canine owners liability policy for owners of dogs considered dangerous by many homeowner's carriers or with an aggressive history. A new article describing the Commercial Canine Owners Liability Policy has been added to FC&S Online.

10/16/2006     The Standard Property Policy article has been updated with changes made in the 2002 edition of the form.

10/9/2006       FCS editor Susan Massmann discusses how traditional methods of deductible application may be trumped by policy language in an article from the October 2006 issue of Claims magazine, “Applying Those Tricky Deductibles.”

10/2/2006       Subscribers to the Directors and Officers Liability portion of FC&S Online will find a new policy summary comparison worksheet for Westchester Fire Insurance Company's nonprofit form, PF-15193NFP. You can access this material by clicking on the link entitled Policy Summary Comparison Worksheets under the Directors and Officers Liability (D&O) category. You must subscribe to the D&O section of FC&S Online to access this material.

9/25/2006       The article on the Legal Liability Coverage Form has been updated in FC&S this week.

9/18/2006       A new article, Financial Institution Crime Policy for Banks and Savings Institutions was added to FC&S this week. ISO has developed a Crime Policy for Banks and Saving Institutions that is available in an aggregate and non-aggregate form. The policies provide coverage for a variety of perils associated with banking, and are part of ISO's new Financial Institutions Program.

9/11/2006       A new article, Financial Institution Computer Crime Policy, was added to FC&S this week. The article offers an overview of form FI 00 20 06 05, which provides coverage for losses resulting from computer fraud, fraudulent data processing, or programming.

9/4/2006         A new article by Diane Richardson, Identity Theft, which explores identity theft, the causes of it, laws that fight it, and tips that any person can use to protect himself from identity theft, has been added to FC&S.

8/28/2006       The Farm Umbrella Liability Policy article has been updated to include a review and an analysis of the 2006 ISO farm umbrella liability policy with its insuring agreement, exclusions, conditions, and definitions.

8/21/2006       The BOP Property Coverage Part II article has been updated with changes made to the 2006 edition.

8/14/2006       A new article written by Randy J. Maniloff, Esq., Reimbursement of Defense Costs, was added to FC&S this week.

8/7/2006         A summary of endorsements available for the ISO market segments Restaurants and Supermarkets programs has been added. Endorsements discussed include mechanical breakdown, hired auto and non-owned auto liability, loss or damage to customers' autos, and, for the supermarkets program, extortion coverage.

7/31/2006       A new article, Financial Institution Combination Safe Depository Policy, was added to FC&S this week. This article provides an overview of form FI 00 40 06 05, which provides liability coverage for financial institutions that provide safe deposit boxes.

7/24/2006       A new article, Financial Institution Kidnap/Ransom and Extortion Policy was added to FC&S this week. This article contains an overview of form FI 00 30 06 05, which provides direct loss coverage for property surrendered as ransom or extortion payments, expenses incurred in handling kidnap/extortion situations, expenses in detention/hijack situations, and loss of property from a messenger in transit to make such payments.

7/17/2006       The Garage Policy article has been updated to reflect changes made to the policy.

7/10/2006       An article written by Diane Richardson for Claims magazine, “Actual Cash Value, What Is It?”, was added to the FC&S database this week.

6/26/2006       A new article discussing Fireman's Fund's Crisis Management Coverage Form was added to FC&S this week.

6/19/2006       The state laws in Employment Practices Liability Risk Management Strategies and State Laws have been updated to reflect recent changes made by state legislatures.

6/12/2006       The General Reporting Principles article has been updated with new legal citations.

6/5/2006         To kick off the 2006 Hurricane Season, we offer a link to a previous Special Issues article written by Randy J. Maniloff, Esq. about various jurisdictional stances on coverage for wind, wind-driven rain, and flood: Unraveling Insurance Coverage for Hurricane Katrina.

5/29/2006       The Businessowners Property Coverage, Part I article has been updated to reflect changes made to the 2006 policy.

5/22/2006       Employed Attorneys Liability Coverage, a new article that provides a review of Chubb's policy for professional liability coverage for in-house attorneys, was added to FC&S this week.

5/15/2006       A new article, By Order of Civil Authority, has been added to FC&S this week.

5/8/2006         The Auto Personal Umbrella Policy was updated in FC&S this week.

5/1/2006         A new article, Tank Storage Coverage Form was added to FC&S this week. An article entitled “Bad Faith Review,” by Thomas F. Segalla and Kevin T. Merriman has also been added.

4/24/2006       The Business Auto Definitions article has been updated to reflect changes made to the policy.

4/17/2006       A new article on the ISO Market Segment Program for Funeral Homes was added to FC&S this week.

4/10/2006       To reflect changes made to the March 2006 edition of the Business Auto policy, the Business Auto Definitions article has been updated.

4/3/2006         The Businessowners Program article has been updated to reflect changes made in the 2006 form.

3/27/2006       AAIS Business Computer Coverage, a new article, was added to FC&S this week.

3/20/2006       A new article, Employee Dishonesty: Direct Loss, Financial Gain, and Manifest Intent, was added to FC&S this week.

3/13/2006       An update of the Separation of Insureds Clause article was added to FC&S this week.

3/6/2006         The Farm Personal Exposures, Form FP 00 12 article has been updated to include the 2003 form.

2/27/2006       Subscribers to the Umbrella-Excess Liability portion of FC&S Online will find a new Excess Insurance Drop Down question. You must subscribe to the Umbrella-Excess Liability section of FC&S Online to access this material.

2/20/2006       A new article, Personal Care Services has been added to FC&S this week.

2/13/2006       A new article, Radio and Television Towers and Equipment, was added to FC&S this week.

2/6/2006         Subscribers to the Directors and Officers Liability portion of FC&S Online will find a new article on D&O Rescission Issues. You can access this material by clicking on the link entitled Miscellaneous Discussions under the Directors and Officers Liability (D&O) category. You must subscribe to the D&O section of FC&S Online to access this material.

1/16/2006       Several changes were made to the Special Provisions—Variations by State article this week in FC&S.

1/9/2006         The Nuclear Energy Liability Exclusion article has been updated.

1/2/2006         A new article, Computer Systems Coverage form, was added to FC&S this week.