March 2006 Dec Page

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Question of the Month

 

There is no doubt that the catastrophic hurricanes of 2005 and the flooding that accompanied the hurricanes caused much damage, and also caused many questions to be raised about possible insurance coverage. After a disaster hits, whether it be a homeowner or a businessman, the insured wants to know what, if anything, his or her insurance policy will cover. Much depends on the particular insurance policy, and given that first party property policies often significantly vary in their terms and conditions, it can be difficult to describe a prototypical claim and what the insurance response may be.

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