1. Employee Theft.

     2. Forgery or Alteration.

     3. Inside the Premises – Theft of Money and Securities.

     4. Inside the Premises – Robbery or Safe Burglary of Other Property.

     5. Outside the Premises.

     6. Computer Fraud.

     7. Funds Transfer Fraud.

     8. Money Orders and Counterfeit Paper Currency

The discovery version is CR 00 20 07 02; the loss sustained version is CR 00 21 07 02. The two versions are similar in most respects, but the differences will be noted for the benefit of the reader.

This article lists and analyzes the insuring agreements, exclusions, conditions, and definitions that make up the coverage forms.

Topics covered:
Declarations page
Insuring agreements
Exclusions
Conditions
Definitions

Declarations Page

The declarations page is considered part of the commercial crime coverage. The dec page that accompanies the commercial crime coverage form allows the insured to choose among the form's seven insuring agreements so that his or her insurance needs are properly met. To choose an insuring agreement, the insured has to list a limit of insurance (per occurrence) and a deductible amount (per occurrence) next to the chosen insuring agreement(s). If the insured does not want a specific coverage, he can insert “not covered” next to the specified insuring agreement. Any applicable endorsements that form part of the coverage are then noted. The declarations page is the same for both CR 00 20 and CR 00 21.