Insured—Archived Article

October 2004

Insured Individuals

Persons insured under a D&O policy usually is defined to include all individuals holding the position of “director” or “officer” of the corporation. In some policies, the individuals insured are listed in the definition of insured. In other policies, the individuals are listed in the definition of directors and officers or in a differently-captioned definition. As the examples below illustrate, there can be significant differences in who is insured.

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