Summary: The American Association of Insurance Services (AAIS) has developed a commercial output policy that combines property and marine coverages into one policy. AAIS promotional material says that the COP “is designed to meet the needs of manufacturing, institutional, industrial, and commercial risks whose operations are medium to large in scope.” By combining these coverages into one policy, the insured has only one deductible and may eliminate gaps in coverage. The policy contains automatic coverage for property in transit, electronic data processing, contractors” equipment, builders” risk, and installation risks. Also the sub-limits of other coverages are higher than in the standard commercial property form.