Med Pay for Trucking Company Owner-Operators

Q

Our insured is a trucking firm that contracts with owner-operators to make their runs and the firm wants to provide auto medical payments coverage in case the drivers should become injured in their trucks. Our insured looks upon this as providing a modicum of protection for persons who are not employees and who are therefore not eligible for workers compensation recovery. Note that the trucks are scheduled on our fleet policy for liability insurance.

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