Agents coverage to cover scheduled agents (Savings Banks and Savings and Loan Associations only) SR 5976c. This rider amends the definition of “employee” in Section 1 of the bond to include any person, partnership or corporation listed by name as an Agent and any employee, partner or officer of such entity. The entity must be duly elected or appointed by the insured to serve as its agent in the ordinary conduct of its business. Specifically excluded from coverage are (a) servicer of real estate mortgage or home modernization loans, (b) managers of real property owned by or under the control of the insured, (c) data processors of checks or other accounting records of the insured, and (d) independent software contractors.

The total limit of liability is the amount of coverage scheduled for that agent.

Aggregate limit, to reinstate or increase mid-term SR 6182a.

Attorneys—to exclude closing attorneys (savings and loan associations only) SR 5922b.

Audit expense coverage (savings and loan associations only) SR 6157a. Adds coverage (subject to the single limit of liability) under the fidelity agreement for expense incurred by the insured for that part of the cost of audits or examinations required by state or federal authorities to be conducted either by such authorities or independent accountants by reason of the discovery of loss sustained by the insured through dishonest or fraudulent acts of any of the employees.

Automated teller machines, to provide limited “on premises” coverage SR 5886g. Subject to various exclusions, adds coverage for ATMs not situated within an office of the Insured, but are located on premises at any other location, other than specifically scheduled excluded locations.

Branch offices, to eliminate coverage for SR 5035c. To exclude from extortion coverage, threats to persons, SR 5956b, threats to property SR 5991a.

Cancellation notice, general—to comply with statute or departmental authority SR 5083c, to the Office of Thrift Supervision SR 6157a, to Small Business Administration SR 5795d.

Central handling of securities, to schedule the premises of depositors SR 5967e.

Change of name of address SR 5151a.

Coinsurance SR 6151a.

Computer systems fraud insuring agreement, to add SR 6149c. Adds an insuring agreement covering computer systems fraud, meaning loss resulting from a fraudulent entry or change of electronic data within a computer system operated by the insured provided that the entry or change causes property to be transferred, paid, or delivered ort an account to be added, deleted, debited or credited or an unauthorized or fictitious account to be debited or credited.

Data processing coverage, to delete SR 6100e

Declaration page—to amend—discovery (SR 6150c)—loss sustained (SR 6127b).

Deductibles, to provide in varying amounts on joint insured risks (SR 6137a).

Extortion insuring agreements, to add threats to persons (SR 5935i), to add threats to property (SR 6003e).

Fraudulent mortgages insuring agreement, to add (SR 5609g). Adds an insuring agreement covering loss resulting from the insured's having, in the course of business in connection with any loan, accepted or acted upon the faith or any real property mortgage, deed or like instrument which prove to be defective by reason of trick, artifice, fraud or false pretense.

Freddie Mac, Fannie Mae or Ginnie Mae, to provide loss-payee and notification agreement (SR 6186).

Holding company, to add as joint insured (SR 5955c).

Joint insured, to add or delete (SR 5109a).

Loan participation coverage, to delete (SR 6111c).

Loss sustained, to convert bond to (SR 5109a).

Maintenance employees, to exclude (SR 5077d)

Money orders, to cover employees of bank money order issuers (commercial banks only) (SR 5804e).

Pension plans, ERISA (SR 6145b)

Retroactive date, all insureds (SR 6188), specified joint insured (SR 6193), merger, consolidation or purchase of assets (SR 6199).

Savings and loan associations (SR 6157a).

Savings banks (SR 6171a).

Servicing contractors insuring agreement (to add, SR 5869g) (to exclude certain institutions acting as, SR 5583d). Servicing contractors, for purposes of the servicing contractors coverage rider, are persons, partnerships, or corporations (other than officers or employees of the insured) that are duly authorized to perform certain functions for the insured financial institution. These functions include collecting and recording payments on real estate mortgages or home improvement loans, establishing tax and insurance escrow accounts, managing real property that is owned by or under the supervision of the insured institution, or performing other acts directly related to these duties.

The rider provides coverage for loss through any fraudulent or dishonest act committed by a servicing contractor acting alone or in collusion with others. It also covers loss of money collected or received for the insured by any servicing contractor through the failure of the contractor to pay the insured the money so collected or received. This second coverage would extend to incidences other than fidelity losses, such as theft from an employee of the contractor or misplacement. However, the servicing contractor must be legally liable for such losses.

Telefacsmile transfer insuring agreement, to add (SR 6195).

Trading loss coverage, to add (SR 6027f).

Transit cash letter insuring agreement, to add (SR 6220).

Voice initiated transfer fraud insuring agreement, to add (SR 6187b).