Summary: Just as a garage coverage form covers liability arising out of automobiles and premises-operations, so can medical payments coverage be arranged for both exposures under a garage policy. Auto medical payments coverage, however, must be added to the policy by one endorsement CA 99 03, and premises-operations medical payments coverage by another, CA 25 05. See Auto Medical Payments Insurance for a discussion of the auto medical payments endorsement. The subject of the present pages is the endorsement for garage locations and operations medical payments coverage, CA 25 05. These pages also cover rating procedures applying to both types of medical payments insurance as written for a garage.