We have two questions dealing with the business auto coverage form and they both concern the equipment of the covered auto.

The exclusions under the physical damage section of the BAP apply to certain electronic equipment. There is no mention of other equipment such as custom running boards, custom murals or decals, or special carpeting. Does this mean that such accessories are not excluded from coverage?

And, many autos now have computers and GPS units permanently installed or mounted. Do the electronic equipment exclusions apply to these types of equipment?