Relationship of Homeowners Bylaws to Ordinance and Law Coverage
Our insured, an attorney, has questioned our response to not considering the homeowners bylaws as law under the Ordinance and Law coverage. She asked for case law. FC&S has a couple of California cases but none seem relevant to her question. Your article talks about various organizations that set up these laws and ordinances, but I have to agree that while it is clearly not the intent of the policy to cover bylaw rulings, is the law from a municipality and not from a bylaw?
Florida Subscriber
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