October, 1998
Summary: The AAIS property coverages as found in the current homeowners forms are discussed in the following pages. In 1996, the AAIS forms were revised; prior to that the forms were numbered, for example, form 3, 7/88 edition. The current edition is edition 2.0. Although the form analyzed below is form 3, the special form, significant differences from the other forms, such as 8 and 5, are noted.
Topics covered:
Introduction
Definitions
Principal property coverages
Incidental property coverages
Perils insured against—coverages A and B
Perils insured against—coverage C
Exclusions that apply to property coverages
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