Summary: Owners or registrants of all motor vehicles for which Florida registration and licensing are required must maintain no-fault coverage on the vehicles in accordance with the Florida motor vehicle no-fault law. Nonresident owners or registrants of motor vehicles are also required to maintain prescribed no-fault insurance when their vehicles have been in Florida for more than 90 of the preceding 365 days. Minimum prescribed coverages under the Florida act are contained in endorsement PP 05 54 to the personal auto policy. Broader coverage may be obtained for an additional premium through the use of extended personal injury protection coverage endorsement PP 05 66.