Named Nonowner Coverage—Archived Article

May, 2000

For Those Who Own No Automobiles

Summary: To be eligible for a personal auto policy, the applicant must either own or lease a private passenger automobile. Anyone who does not own, but may occasionally borrow or use an auto still needs personal auto coverage for the maintenance or use of such nonowned autos. This coverage is available by adding the named nonowner coverage endorsement (PP 03 22) to a personal auto policy. Under the rules of Insurance Services Office (ISO), the endorsement may be used to schedule liability, medical payments, and uninsured motorists insurance for the individual named in the endorsement.

This premium content is locked for FC&S Coverage Interpretation Subscribers

Enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis