AAIS Homeowners Program

October, 1998

Introduction

Summary: The American Association of Insurance Services (AAIS) homeowners program includes forms that provide coverage for the owner-occupant of one to four family dwellings used for private residential purposes. There are forms for the tenant homeowner, and for cooperative apartment or condominium owners. There are seven coverage forms in all, each providing both property and liability coverages. Following is a brief overview of the program.

Introduction

The American Association of Insurance Services (AAIS) homeowners program underwent form revisions in 1996. The prior revision was in 1988. The current forms are distinguished in that they are referred to, for example, as form 3, edition 2; the prior edition was referred to as form 3 edition 7/88. The current edition includes booklet-style forms that replace the expanded forms in the 7/88 edition. Additionally, the modular-style forms used in the 7/88 program are not available. Endorsements, discussed elsewhere (seeCommon Endorsements—AAIS Program). are numbered with the prefix ML- followed by a number.

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