Farm Property Endorsements—Archived Article
March, 1998
Personal and Commercial Exposures
Summary: Following is a brief description of the property endorsements that may be used with the Insurance Services Office (ISO) farm property coverage forms. Descriptions refer to the current editions (unless a particular form has not changed), with any significant changes from the previous editions noted.
Alphabetical Guide to Endorsements:
Actual cash value—dwellings and appurtenant structures FP 12 10
Additional insured—farm property FP 04 50
Burglary and robbery protective systems FP 12 12
Causes of loss—earthquake form FP 10 40
Collision resulting in death of livestock FP 04 56
Contributing insurance FP 04 16
Coverage G—barns, outbuildings and other farm structures—blanket coverage FP 04 28
Coverage G—barns, outbuildings and other farm structures statement of values FP 16 01
Debris removal increased limit of insurance FP 04 21
Disruption of farming operations (income loss and expenses coverage) FP 15 01
Dwelling replacement cost protection (including ordinance or law coverage) FP 04 04
Farm computer coverage FP 04 08
Farm equipment borrowed or rented without a written contract FP 04 23
Foreign objects in machinery FP 04 20
Functional building valuation FP 04 78
Functional farm personal property, machinery and equipment valuation FP 04 79
Grain under governmental loan FP 04 27
Growing grain and soybean coverage FP 14 15
Increased special limits on business property FP 04 09
Increased special limits on specified household personal property FP 04 07
Inflation guard FP 04 31
Livestock—additional causes of loss FP 10 04
Loss payable provisions FP 12 11
Ordinance or law coverage FP 04 05
Peak season FP 12 29
Pollutant clean up and removal additional aggregate limit of insurance FP 04 22
Rental to others—theft coverage FP 04 80
Replacement cost—household personal property FP 04 36
Report of values form FP 13 02
Scheduled glass FP 04 67
Scheduled personal property FP 04 61
Single farm property per-occurrence deductible FP 03 04
Sound receiving and transmitting equipment FP 04 33
Special loss settlement on dwellings FP 04 35
Spoilage coverage—perishable farm personal property FP 04 24
Sump overflow and water backup from sewers or drains (Coverages A, B, C and D only)FP 04 02
Supplemental report of values form FP 13 03
Theft Exclusion FP 10 14
Unoccupancy and vacancy permit FP 04 75
Value Reporting Endorsement FP 13 01
Vandalism exclusion FP 10 16
Windstorm or hail exclusion FP 10 15
Windstorm or hail percentage deductible FP 03 05
This endorsement provides an actual cash value loss settlement option for dwellings or appurtenant structures designated in the schedule. This option is available to owner- or tenant-occupied dwellings.
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