Summary: Under the simplified language farm program of Insurance Services Office, the farm liability coverage form (FL 00 20 01 98) may be combined with a declarations, a common policy conditions form (IL 00 17 11 98), and any applicable endorsements to form a monoline farm liability policy or it may be combined with other farm coverage forms (discussed elsewhere in this tab) in a multi-line policy. Use of this form replaces the farmowners-ranchowners personal liability form (FR 00 09), the section II amendatory endorsement (FR 00 10), and the farmers comprehensive personal liability endorsement (FC 04 01). This article offers an analysis of FL 00 20.

Note that the provisions of the farm liability coverage form track, in part, with two other liability forms of ISO: the commercial sections with the occurrence version of the commercial general liability coverage form (referred to in this discussion as the CGL); and the personal portions with section II of the homeowners form.