Business Income Coverage Form, CP 00 30 04 02, does not contain a deductible clause. If there were a covered cause of loss that caused suspension of operations, but the damage to coverage A and/or B did not exceed the deductible (presuming a large deductible), would the remainder of the deductible apply to the business income loss (assuming all losses are from a single occurrence)? Or is there just never a deductible under the Business Income Coverage Form?

Oklahoma Subscriber

Business income typically does not have a monetary deductible. The only deductible that normally applies is a time deductible, such as coverage not being triggered until 72 hours following a covered loss.