Accidental Discharge of Rifle an "Auto Accident"

North Star Mut. Ins. Co. v. Peterson, 2008 WL 2009844 (S.D.) involved the question of whether an automobile liability insurance policy covered injuries sustained when a gun discharged while deer hunters were waiting to be transported to the fields.

Milbank Insurance Co. (Milbank) issued the automobile liability policy in question to Peterson Farms and when the claim was presented to Milbank, the insurer brought a declaratory judgment action asking the circuit court to determine whether its auto liability policy with Peterson Farms covered his son's bodily injuries arising from this hunting accident.

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