CLCS

COMMERCIAL LINES COVERAGE SPECIALIST

Better understand how endorsements, exclusions, exceptions to exclusions and coverages work in the following areas:
Business Auto Policy | Commercial General Liability (CGL) | Commercial Property | Workers Compensation

Purchase the Course Take the Exam
CLCS

About the CLCS Commercial Lines Coverage Specialist Designation

The CLCS COMMERCIAL LINES COVERAGE SPECIALIST curriculum is based on the most important document in the insurance industry: the insurance policy. The curriculum is presented through four Coverage Guides and five e-learning programs. Materials are adapted from expert insurance coverage materials produced by the staff of FC&S Expert Coverage Interpretation and Coverage Guide Series.

Students completing the CLCS program have demonstrated extensive knowledge in a critical functional area of property and casualty insurance practice-insurance policy coverage-and will have applied that knowledge in real-life case study exercises.

Eligibility

The CLCS Designation is recommended for the following:

Benefits of Attaining the CLCS Designation

+Advanced coverage expertise and career professionalism.

+Complete reference set of Commercial Lines Coverage Guides from the editors of renowned FC&S Expert Coverage Interpretation.

+Industry and peer recognition for advanced knowledge in coverage areas.

+Optional CE credits may be available for various components of the CLCS Designation program. Contact Customer Service for instructions PRIOR to taking your exam.

Program Completion

The CLCS Commercial Lines Coverage Specialist designation is earned through ALM |PC360 Education or through an authorized instructional academy. The curriculum is presented through four Coverage Guides and five e-learning programs. Materials are adapted from expert insurance coverage materials produced by the staff of FC&S Expert Coverage Interpretation and Coverage Guide Series.

Requirements:

Authorized Insurance Academy

Curriculum Outline

I. The Business Auto Policy
  1. Eligibility and rules
  2. Coverage symbols
  3. Liability coverage
  4. Physical damage coverage
  5. Policy conditions
  6. Policy definitions
  7. Medical payments coverage
  8. Nonownership coverage
  9. Auto leasing and rental endorsements
  10. Drive-other-car endorsements
  11. Common endorsements
  12. Case studies
II. The Commercial Property Program

The building and personal property coverage form and other commercial property program policies

III. The Commercial General Liability (CGL) Policy
  1. Bodily injury and property damage liability
  2. Personal and advertising injury liability
  3. Medical payments coverage
  4. Medical payments coverage
  5. General provisions
  6. Endorsements
  7. Case studies
IV. The Workers Compensation Policy
  1. Workers compensation insurance
  2. Employers liability insurance
  3. Other states insurance
  4. Duties after injury and other conditions
  5. Policy endorsements
  6. Nonprivate insurance
  7. Federal WC coverage
  8. Premium
  9. Experience rating
  10. Financial plans
  11. Cost management issues
  12. Issues in workers compensation
  13. Case studies
V. Insurance Principles
  1. Workers compensation insurance
  2. Employers liability insurance
  3. Other states insurance
  4. Duties after injury and other conditions
  5. Policy endorsements
  6. Nonprivate insurance
  7. Federal WC coverage
  8. Premium
  9. Experience rating
  10. Financial plans
  11. Cost management issues
  12. Issues in workers compensation
  13. Case studies