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Insurance is a hedge against uncertainty, but uncertainty also makes risk more difficult to measure. (Credit: lucadp/Adobe Stock)
In decades to come, commercial property and casualty (P&C) insurers may look back on the past five years as the good old days: premiums increased an average of 8 percent of year, and profits rose.
There are signs, however, that the good times may be fading. Global composite rates were flat in the second quarter of 2024 for the first time in almost seven years.
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