When an adjuster enters a loss following a fire or water damage, determining whether soft-surface items such as fabrics and carpets should be remediated or discarded can be difficult to determine.
Hard-surface items can typically be cleaned and returned to service, but the conditions of soft-surface items are frequently more difficult to assess.
The condition of an item may depend on whether it was directly or indirectly affected by a water loss; which determines the extent of remediation. For example, a fabric-covered sofa directly affected by a water loss may have deep-seated mold colonization that is difficult to remove and the item may be discarded by the restoration contractor (RC).
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
