Editor's Note: The following article is a summary of commentary provided by Jeffrey M. Zielinski and Richard J. Boyd, Jr., partners at Nelson Levine de Luca & Hamilton.

Missed subrogation opportunities can gravely impact an insurer's overall profitability. However, discerning viable candidates for recovery is tricky business. When it comes to handling complex property claims, both adjusters and litigators must consider an array of factors and take various precautions, including staying abreast of the latest product recalls and vetting appropriate experts.

Claims recently spoke with Jeffrey M. Zielinski and Richard J. Boyd, Jr., both partners at the law practice of Nelson Levine de Luca & Hamilton, to explore how property losses should be investigated and analyzed, and what adjusting approaches will lead to optimal recovery outcomes. Zielinski, who advises clients on large-loss property subrogation cases with an emphasis on losses affecting community associations and commercial risks, and Boyd, whose specialty is large loss property subrogation matters, with a focus on defective products, shared some interesting insights and resources for litigators and claims adjusters alike.