A quarterly survey of bank risk professionals for FICO, conducted by the Professional Risk Managers’ International Assn., reported that bankers expect delinquencies on consumers loans to rise, underwriting standards to become stricter and the housing sector to continue struggling in the future. These reports coincide with the message delivered by National Assn. of Realtors President Ron Phipps that housing should be kept first on the nation’s public policy agenda because a housing recovery is essential to its well-being.

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