While legislative initiatives so far this year are quite varied, there does appear to be one common thread: Consumer protection. It continues to be a major focus in some introduced bills, with additional notices proposed for either clarity in the underwriting or claims process.

Homeowners’ insurance policyholders are the focus of Maryland’s Senate Bill 136, which seeks to require homeowners’ insurers to provide to an applicant or insured, at the time of application or renewal, a written notice that states whether the insurer’s standard homeowner’s insurance policy provides coverage for loss that:

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