The average claim amount for a burst residential pipe is between $10,000 and $20,000, according to Plymouth Rock Home Assurance. (Courtesy of Hilliard Martinez Gonzalez/ALM Media archives) The average claim amount for a burst residential pipe is between $10,000 and $15,000, according to Plymouth Rock Home Assurance. (Courtesy of Hilliard Martinez Gonzalez/ALM archives)

It's a cautionary tale as old as time: the cold winter months bring greater risks to the home.

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